I updated my monthly cash flow spreadsheet the other day by adding in the last few months and thought I should share the information. Here are a few 8 month totals for two retired adults living on Vancouver Island.
Groceries $4,632
Restaurants $2,061
Entertainment $1,681
So far the actual totals generally agree with my estimated total for 2007. I estimated a total of about $38,000 for the year. This total includes a $2,000 - $3,000 savings toward the cash purchase of our next replacement car. Boating costs, a special retirement entertainment expense, is not included in this total. That has been running at about $3,000 per year. We own our home so there is only maintenance and property tax included in the $38,000 total.
A few times each year I compare our actual cash flow to my forecast. I find that having this cash flow information eliminates any money concerns both before and after retirment.
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